Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$389,229$389,229$557,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$168,681$0
Funding fee$1,946$1,946$0
Note rate5.410%5.410%7.400%
Blended rate5.410%6.193%7.640%
1st payment$2,326.52$2,326.52$3,862.86
2nd payment$0.00$1,124.54$0.00
Taxes / mo$278.54$278.54$278.54
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$111.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,771.73$3,896.26$4,419.65
Cash to close$230,671$61,990$61,990