Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$103,783	$103,783	$175,500
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$71,717	$0
Funding fee	$0	$0	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	4.290%	6.215%	7.640%
1st payment	$596.98	$596.98	$1,215.13
2nd payment	$0.00	$537.88	$0.00
Taxes / mo	$155.73	$155.73	$155.73
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.87	$94.87	$35.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$997.59	$1,535.46	$1,555.96
Cash to close	$91,217	$19,500	$19,500