Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,048	$125,048	$355,500
Remaining term (yrs)	17.8	17.8	30.0
Secondary amount	$0	$230,452	$0
Funding fee	$625	$625	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.120%	6.473%	7.640%
1st payment	$823.41	$823.41	$2,461.41
2nd payment	$0.00	$1,488.34	$0.00
Taxes / mo	$224.50	$224.50	$224.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,197.91	$2,686.25	$2,907.01
Cash to close	$269,952	$39,500	$39,500