Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$191,124	$191,124	$382,500
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$191,376	$0
Funding fee	$956	$956	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	4.160%	6.081%	7.640%
1st payment	$1,250.78	$1,250.78	$2,648.35
2nd payment	$0.00	$1,275.84	$0.00
Taxes / mo	$344.92	$344.92	$344.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,745.70	$3,021.54	$3,219.77
Cash to close	$233,876	$42,500	$42,500