Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$536,590	$536,590	$657,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$120,410	$0
Funding fee	$2,683	$2,683	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	4.980%	5.533%	7.640%
1st payment	$3,084.80	$3,084.80	$4,548.94
2nd payment	$0.00	$802.73	$0.00
Taxes / mo	$398.72	$398.72	$398.72
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$131.40
HOA / mo	$120.00	$120.00	$120.00
Total monthly	$3,820.18	$4,622.91	$5,415.72
Cash to close	$193,410	$73,000	$73,000