Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$122,854$122,854$404,999
Remaining term (yrs)16.916.930.0
Secondary amount$0$282,145$0
Funding fee$0$0$0
Note rate4.370%4.370%7.400%
Blended rate5.220%6.983%7.640%
1st payment$854.42$854.42$2,804.13
2nd payment$0.00$1,822.19$0.00
Taxes / mo$274.30$274.30$274.30
Insurance / mo$150.00$150.00$150.00
MI / mo$121.29$121.29$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,400.01$3,222.19$3,309.44
Cash to close$327,145$45,000$45,000