Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$553,938$553,938$664,200
Remaining term (yrs)28.528.530.0
Secondary amount$0$110,262$0
Funding fee$2,770$2,770$0
Note rate6.760%6.760%7.400%
Blended rate6.760%6.966%7.640%
1st payment$3,648.86$3,648.86$4,598.79
2nd payment$0.00$735.08$0.00
Taxes / mo$227.87$227.87$227.87
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.84
HOA / mo$0.00$0.00$0.00
Total monthly$4,093.40$4,828.48$5,176.17
Cash to close$184,062$73,800$73,800