Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$458,466	$458,466	$537,300
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$78,834	$0
Funding fee	$2,292	$2,292	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	5.783%	7.640%
1st payment	$2,699.18	$2,699.18	$3,720.16
2nd payment	$0.00	$591.26	$0.00
Taxes / mo	$291.72	$291.72	$291.72
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.46
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,157.57	$3,748.82	$4,286.00
Cash to close	$138,534	$59,700	$59,700