Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$400,613$400,613$503,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$102,487$0
Funding fee$2,003$2,003$0
Note rate4.980%4.980%7.400%
Blended rate4.980%5.595%7.640%
1st payment$2,303.08$2,303.08$3,483.36
2nd payment$0.00$683.25$0.00
Taxes / mo$290.57$290.57$290.57
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.62
HOA / mo$370.00$370.00$370.00
Total monthly$3,130.31$3,813.56$4,411.22
Cash to close$158,387$55,900$55,900