Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$258,598$258,598$539,100
Remaining term (yrs)23.223.230.0
Secondary amount$0$280,502$0
Funding fee$1,293$1,293$0
Note rate3.700%3.700%7.400%
Blended rate3.700%5.807%7.640%
1st payment$1,380.24$1,380.24$3,732.62
2nd payment$0.00$1,811.58$0.00
Taxes / mo$149.75$149.75$149.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,696.65$3,508.23$4,156.86
Cash to close$340,402$59,900$59,900