Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,808	$107,808	$378,000
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$270,192	$0
Funding fee	$0	$0	$0
Note rate	3.380%	3.380%	7.400%
Blended rate	4.230%	6.746%	7.640%
1st payment	$719.28	$719.28	$2,617.20
2nd payment	$0.00	$1,744.99	$0.00
Taxes / mo	$181.42	$181.42	$181.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.17	$115.17	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,165.87	$2,910.86	$3,024.21
Cash to close	$312,192	$42,000	$42,000