Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$140,779$140,779$373,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$232,721$0
Funding fee$0$0$0
Note rate2.770%2.770%7.400%
Blended rate3.620%6.193%7.640%
1st payment$649.37$649.37$2,586.04
2nd payment$0.00$1,502.99$0.00
Taxes / mo$279.22$279.22$279.22
Insurance / mo$150.00$150.00$150.00
MI / mo$112.38$112.38$74.70
HOA / mo$50.00$50.00$50.00
Total monthly$1,240.97$2,743.96$3,139.96
Cash to close$274,221$41,500$41,500