Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,849	$126,849	$447,300
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$320,451	$0
Funding fee	$0	$0	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	4.520%	6.834%	7.640%
1st payment	$787.99	$787.99	$3,097.01
2nd payment	$0.00	$2,069.58	$0.00
Taxes / mo	$307.29	$307.29	$307.29
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$121.71	$121.71	$89.46
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,383.66	$3,453.24	$3,660.43
Cash to close	$370,151	$49,700	$49,700