Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,825	$141,825	$449,100
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$307,275	$0
Funding fee	$0	$0	$0
Note rate	4.870%	4.870%	7.400%
Blended rate	5.720%	7.109%	7.640%
1st payment	$869.13	$869.13	$3,109.48
2nd payment	$0.00	$1,984.48	$0.00
Taxes / mo	$123.69	$123.69	$123.69
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$116.40	$116.40	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,275.88	$3,260.37	$3,489.66
Cash to close	$357,175	$49,900	$49,900