Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$317,600	$317,600	$854,910
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$537,310	$0
Funding fee	$1,588	$1,588	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	3.720%	6.253%	7.640%
1st payment	$1,694.75	$1,694.75	$5,919.22
2nd payment	$0.00	$3,470.13	$0.00
Taxes / mo	$625.89	$625.89	$625.89
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$170.98
HOA / mo	$16.67	$16.67	$16.67
Total monthly	$2,553.98	$6,024.11	$6,949.43
Cash to close	$632,300	$94,990	$94,990