Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,055$185,055$378,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$192,945$0
Funding fee$0$0$0
Note rate3.610%3.610%7.400%
Blended rate4.460%6.267%7.640%
1st payment$983.32$983.32$2,617.20
2nd payment$0.00$1,286.30$0.00
Taxes / mo$229.47$229.47$229.47
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$75.60
HOA / mo$20.00$20.00$20.00
Total monthly$1,535.80$2,822.10$3,092.27
Cash to close$234,945$42,000$42,000