Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,254	$154,254	$544,500
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$390,246	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	6.892%	7.640%
1st payment	$939.94	$939.94	$3,770.01
2nd payment	$0.00	$2,520.34	$0.00
Taxes / mo	$157.88	$157.88	$157.88
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$141.67	$141.67	$108.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,406.17	$3,926.50	$4,203.46
Cash to close	$450,746	$60,500	$60,500