Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,199,716	$1,199,716	$1,507,500
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$307,784	$0
Funding fee	$5,999	$5,999	$0
Note rate	6.880%	6.880%	7.400%
Blended rate	6.880%	7.058%	7.640%
1st payment	$8,107.34	$8,107.34	$10,437.63
2nd payment	$0.00	$1,987.77	$0.00
Taxes / mo	$473.43	$473.43	$473.43
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$301.50
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$8,822.43	$10,810.20	$11,454.22
Cash to close	$475,284	$167,500	$167,500