Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$527,211$527,211$629,550
Remaining term (yrs)28.928.930.0
Secondary amount$0$102,339$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.204%7.640%
1st payment$3,370.00$3,370.00$4,358.88
2nd payment$0.00$682.26$0.00
Taxes / mo$166.67$166.67$166.67
Insurance / mo$166.67$166.67$166.67
MI / mo$244.37$244.37$125.91
HOA / mo$0.00$0.00$0.00
Total monthly$3,947.70$4,629.96$4,818.12
Cash to close$172,289$69,950$69,950