Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$485,192	$485,192	$539,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$53,908	$0
Funding fee	$0	$0	$0
Note rate	4.990%	4.990%	7.400%
Blended rate	5.540%	5.886%	7.640%
1st payment	$2,637.31	$2,637.31	$3,732.62
2nd payment	$0.00	$404.31	$0.00
Taxes / mo	$253.58	$253.58	$253.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$225.43	$225.43	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,282.99	$3,687.30	$4,260.69
Cash to close	$113,808	$59,900	$59,900