Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$63,011	$63,011	$314,550
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$251,539	$0
Funding fee	$315	$315	$0
Note rate	4.780%	4.780%	7.400%
Blended rate	4.780%	7.155%	7.640%
1st payment	$553.43	$553.43	$2,177.88
2nd payment	$0.00	$1,624.52	$0.00
Taxes / mo	$107.96	$107.96	$107.96
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$811.39	$2,435.91	$2,498.75
Cash to close	$286,489	$34,950	$34,950