Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$323,441	$323,441	$336,600
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$31,859	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.483%	7.640%
1st payment	$2,090.53	$2,090.53	$2,330.55
2nd payment	$0.00	$315.27	$0.00
Taxes / mo	$102.42	$102.42	$102.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.59	$151.59	$67.32
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,494.53	$2,809.80	$2,650.29
Cash to close	$50,559	$18,700	$37,400