Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$159,653$159,653$258,750
Remaining term (yrs)24.824.830.0
Secondary amount$0$99,097$0
Funding fee$798$798$0
Note rate2.700%2.700%7.400%
Blended rate2.700%5.113%7.640%
1st payment$734.13$734.13$1,791.53
2nd payment$0.00$743.23$0.00
Taxes / mo$270.35$270.35$270.35
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.75
HOA / mo$318.00$318.00$318.00
Total monthly$1,472.48$2,215.71$2,581.63
Cash to close$127,847$28,750$28,750