Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$346,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$346,500	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,399.10
2nd payment	$0.00	$2,237.81	$0.00
Taxes / mo	$404.47	$404.47	$404.47
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$554.47	$2,792.28	$3,022.86
Cash to close	$385,000	$38,500	$38,500