Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,700$255,700$314,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$59,210$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.900%7.640%
1st payment$1,236.88$1,236.88$2,180.37
2nd payment$0.00$444.08$0.00
Taxes / mo$345.80$345.80$345.80
Insurance / mo$150.00$150.00$150.00
MI / mo$205.17$205.17$62.98
HOA / mo$52.08$52.08$52.08
Total monthly$1,989.93$2,434.01$2,791.23
Cash to close$94,200$34,990$34,990