Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$857,247	$857,247	$899,100
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$41,853	$0
Funding fee	$0	$0	$0
Note rate	6.520%	6.520%	7.400%
Blended rate	7.070%	7.160%	7.640%
1st payment	$5,439.49	$5,439.49	$6,225.19
2nd payment	$0.00	$313.90	$0.00
Taxes / mo	$658.92	$658.92	$658.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$393.62	$393.62	$179.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,708.69	$7,022.58	$7,280.59
Cash to close	$141,753	$99,900	$99,900