Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$172,080	$172,080	$278,100
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$106,020	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.902%	7.640%
1st payment	$1,047.89	$1,047.89	$1,925.51
2nd payment	$0.00	$706.80	$0.00
Taxes / mo	$220.42	$220.42	$220.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$160.08	$160.08	$55.62
HOA / mo	$23.33	$23.33	$23.33
Total monthly	$1,601.71	$2,308.51	$2,374.87
Cash to close	$136,920	$30,900	$30,900