Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,652$199,652$234,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$34,348$0
Funding fee$998$998$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.778%7.640%
1st payment$934.36$934.36$1,620.17
2nd payment$0.00$257.61$0.00
Taxes / mo$276.83$276.83$276.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,361.19$1,618.80$2,093.80
Cash to close$60,348$26,000$26,000