Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$454,846$454,846$472,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$43,904$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.757%7.640%
1st payment$3,075.70$3,075.70$3,271.49
2nd payment$0.00$434.46$0.00
Taxes / mo$582.26$582.26$582.26
Insurance / mo$166.67$166.67$166.67
MI / mo$216.02$216.02$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,040.65$4,475.11$4,114.92
Cash to close$70,154$26,250$52,500