Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,184	$112,184	$206,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$93,916	$0
Funding fee	$0	$0	$0
Note rate	4.590%	4.590%	7.400%
Blended rate	5.440%	7.062%	7.640%
1st payment	$678.74	$678.74	$1,426.99
2nd payment	$0.00	$704.37	$0.00
Taxes / mo	$122.17	$122.17	$122.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$41.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,044.80	$1,749.17	$1,740.38
Cash to close	$116,816	$22,900	$22,900