Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$282,914	$282,914	$450,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$167,086	$0
Funding fee	$1,415	$1,415	$0
Note rate	6.880%	6.880%	7.400%
Blended rate	6.880%	7.296%	7.640%
1st payment	$1,906.06	$1,906.06	$3,115.71
2nd payment	$0.00	$1,113.90	$0.00
Taxes / mo	$119.55	$119.55	$119.55
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$327.00	$327.00	$327.00
Total monthly	$2,519.28	$3,633.19	$3,818.93
Cash to close	$217,086	$50,000	$50,000