Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,296	$179,296	$562,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$383,204	$0
Funding fee	$896	$896	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	6.236%	7.640%
1st payment	$857.96	$857.96	$3,894.64
2nd payment	$0.00	$2,474.86	$0.00
Taxes / mo	$127.57	$127.57	$127.57
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,152.20	$3,627.06	$4,301.37
Cash to close	$445,704	$62,500	$62,500