Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,244	$15,244	$338,400
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$323,156	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.731%	7.640%
1st payment	$106.72	$106.72	$2,343.01
2nd payment	$0.00	$2,087.05	$0.00
Taxes / mo	$631.93	$631.93	$631.93
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$7.16	$7.16	$67.68
HOA / mo	$14.92	$14.92	$14.92
Total monthly	$910.73	$2,997.78	$3,207.54
Cash to close	$360,756	$37,600	$37,600