Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$422,823	$422,823	$449,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$26,277	$0
Funding fee	$0	$0	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	7.130%	7.239%	7.640%
1st payment	$2,722.21	$2,722.21	$3,109.48
2nd payment	$0.00	$197.08	$0.00
Taxes / mo	$154.92	$154.92	$154.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$195.76	$195.76	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,239.55	$3,436.63	$3,520.88
Cash to close	$76,177	$49,900	$49,900