Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$167,681	$167,681	$269,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$102,229	$0
Funding fee	$0	$0	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	3.820%	5.403%	7.640%
1st payment	$797.95	$797.95	$1,868.80
2nd payment	$0.00	$681.53	$0.00
Taxes / mo	$267.98	$267.98	$267.98
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$134.58	$134.58	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,350.51	$2,032.04	$2,340.76
Cash to close	$132,219	$29,990	$29,990