Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$385,346$385,346$449,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$64,564$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.595%7.640%
1st payment$2,602.93$2,602.93$3,115.09
2nd payment$0.00$484.23$0.00
Taxes / mo$372.92$372.92$372.92
Insurance / mo$166.67$166.67$166.67
MI / mo$182.81$182.81$89.98
HOA / mo$56.67$56.67$56.67
Total monthly$3,381.99$3,866.22$3,801.32
Cash to close$114,554$49,990$49,990