Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$20,302$20,302$336,600
Remaining term (yrs)22.322.330.0
Secondary amount$0$316,298$0
Funding fee$0$0$0
Note rate6.690%6.690%7.400%
Blended rate7.240%7.719%7.640%
1st payment$145.88$145.88$2,330.55
2nd payment$0.00$2,042.76$0.00
Taxes / mo$649.75$649.75$649.75
Insurance / mo$150.00$150.00$150.00
MI / mo$9.57$9.57$67.32
HOA / mo$89.00$89.00$89.00
Total monthly$1,044.21$3,086.96$3,286.62
Cash to close$353,698$37,400$37,400