Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$158,469$158,469$260,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$101,631$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%5.429%7.640%
1st payment$747.41$747.41$1,800.88
2nd payment$0.00$677.54$0.00
Taxes / mo$208.80$208.80$208.80
Insurance / mo$150.00$150.00$150.00
MI / mo$126.70$126.70$52.02
HOA / mo$36.00$36.00$36.00
Total monthly$1,268.92$1,946.46$2,247.70
Cash to close$130,531$28,900$28,900