Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,578$297,578$499,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$201,922$0
Funding fee$1,488$1,488$0
Note rate3.200%3.200%7.400%
Blended rate3.200%5.039%7.640%
1st payment$1,492.01$1,492.01$3,458.44
2nd payment$0.00$1,304.08$0.00
Taxes / mo$128.75$128.75$128.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.90
HOA / mo$27.67$27.67$27.67
Total monthly$1,815.10$3,119.18$3,881.42
Cash to close$257,422$55,500$55,500