Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$208,098	$208,098	$296,100
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$88,002	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	5.613%	7.640%
1st payment	$1,057.53	$1,057.53	$2,050.14
2nd payment	$0.00	$660.02	$0.00
Taxes / mo	$497.32	$497.32	$497.32
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$59.22
HOA / mo	$34.00	$34.00	$34.00
Total monthly	$1,909.25	$2,569.27	$2,790.67
Cash to close	$120,902	$32,900	$32,900