Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$10,830$10,830$261,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$250,170$0
Funding fee$0$0$0
Note rate7.220%7.220%7.400%
Blended rate7.770%7.751%7.640%
1st payment$76.28$76.28$1,807.11
2nd payment$0.00$1,615.68$0.00
Taxes / mo$389.58$389.58$389.58
Insurance / mo$150.00$150.00$150.00
MI / mo$5.09$5.09$52.20
HOA / mo$90.00$90.00$90.00
Total monthly$710.95$2,326.64$2,488.89
Cash to close$279,170$29,000$29,000