Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,709$343,709$350,910
Remaining term (yrs)26.626.630.0
Secondary amount$0$26,696$0
Funding fee$0$0$0
Note rate6.280%6.280%7.400%
Blended rate6.830%7.194%7.640%
1st payment$2,213.05$2,213.05$2,429.63
2nd payment$0.00$264.18$0.00
Taxes / mo$500.58$500.58$500.58
Insurance / mo$150.00$150.00$150.00
MI / mo$164.22$164.22$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$3,027.85$3,292.03$3,150.40
Cash to close$46,191$19,495$38,990