Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,420$273,420$283,410
Remaining term (yrs)28.028.030.0
Secondary amount$0$25,735$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%7.118%7.640%
1st payment$1,698.82$1,698.82$1,962.27
2nd payment$0.00$254.67$0.00
Taxes / mo$356.25$356.25$356.25
Insurance / mo$150.00$150.00$150.00
MI / mo$128.21$128.21$56.68
HOA / mo$291.00$291.00$291.00
Total monthly$2,624.28$2,878.95$2,816.21
Cash to close$41,480$15,745$31,490