Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$401,587	$401,587	$413,100
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$34,463	$0
Funding fee	$0	$0	$0
Note rate	7.500%	7.500%	7.400%
Blended rate	8.050%	8.352%	7.640%
1st payment	$2,883.50	$2,883.50	$2,860.22
2nd payment	$0.00	$341.04	$0.00
Taxes / mo	$345.00	$345.00	$345.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$189.01	$189.01	$82.62
HOA / mo	$21.67	$21.67	$21.67
Total monthly	$3,605.85	$3,946.89	$3,476.18
Cash to close	$57,413	$22,950	$45,900