Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$880,016$880,016$1,079,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$199,894$0
Funding fee$4,400$4,400$0
Note rate2.670%2.670%7.400%
Blended rate2.670%3.657%7.640%
1st payment$4,091.34$4,091.34$7,477.08
2nd payment$0.00$1,332.63$0.00
Taxes / mo$999.92$999.92$999.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.98
HOA / mo$215.00$215.00$215.00
Total monthly$5,522.92$6,855.55$9,124.64
Cash to close$319,884$119,990$119,990