Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,471	$171,471	$265,050
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$93,579	$0
Funding fee	$857	$857	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	5.112%	7.640%
1st payment	$833.08	$833.08	$1,835.15
2nd payment	$0.00	$701.84	$0.00
Taxes / mo	$338.67	$338.67	$338.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.01
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,346.74	$2,048.59	$2,401.83
Cash to close	$123,029	$29,450	$29,450