Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,968$256,968$324,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$67,032$0
Funding fee$0$0$0
Note rate4.160%4.160%7.400%
Blended rate5.010%5.835%7.640%
1st payment$1,358.84$1,358.84$2,243.31
2nd payment$0.00$502.74$0.00
Taxes / mo$260.83$260.83$260.83
Insurance / mo$150.00$150.00$150.00
MI / mo$197.77$197.77$64.80
HOA / mo$35.42$35.42$35.42
Total monthly$2,002.86$2,505.60$2,754.36
Cash to close$103,032$36,000$36,000