Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$162,060	$162,060	$260,991
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$98,931	$0
Funding fee	$0	$0	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	3.640%	5.672%	7.640%
1st payment	$761.54	$761.54	$1,807.05
2nd payment	$0.00	$741.98	$0.00
Taxes / mo	$260.25	$260.25	$260.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$131.45	$131.45	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,303.23	$2,045.21	$2,269.50
Cash to close	$127,930	$28,999	$28,999