Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,338	$156,338	$247,950
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$91,612	$0
Funding fee	$0	$0	$0
Note rate	4.310%	4.310%	7.400%
Blended rate	5.160%	6.579%	7.640%
1st payment	$901.48	$901.48	$1,716.76
2nd payment	$0.00	$687.09	$0.00
Taxes / mo	$217.50	$217.50	$217.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.88	$128.88	$49.59
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,397.86	$2,084.96	$2,133.85
Cash to close	$119,162	$27,550	$27,550