Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$113,813	$113,813	$234,000
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$120,187	$0
Funding fee	$0	$0	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	4.250%	6.176%	7.640%
1st payment	$586.61	$586.61	$1,620.17
2nd payment	$0.00	$801.25	$0.00
Taxes / mo	$151.42	$151.42	$151.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.69	$93.69	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$981.73	$1,782.97	$1,968.39
Cash to close	$146,187	$26,000	$26,000